How To Get Guaranteed Acceptance Health Insurance

Just take a look around you. Look at your family, your friends, even your neighbors and co-workers... and others you come into contact with daily.

I'm sure you'll agree that many are unable to find quality health insurance. And you may be in the same boat. For some it is primarily due to the high cost of obtaining health coverage, but for others it's simply a result of a pre-existing condition. The insurance companies have declined them for the healthcare coverage they seek.

Today many health conditions such as diabetes, cancer, obesity, high blood pressure, heart attack, high cholesterol and stroke, are just a few of the pre-existing conditions that prevent millions of Americans from obtaining health insurance. You and I both know that without quality health insurance a family can be financially destroyed by a medical emergency.

A guaranteed acceptance health insurance policy can offer some health insurance coverage that these folks so badly need. Some guaranteed acceptance health insurance policies have an initial wait period before the pre-existing condition is covered. Some plans require a one year waiting period until the pre-existing condition will be covered. If you have recently been covered by another plan such as a group plan where you worked and have a certification of creditable coverage then you maybe be eligible to reduce or eliminate this waiting period.

A certification of creditable coverage is a statement showing the date you were covered. This letter acts as a "receipt" for your health insurance coverage and is automatically given to any covered person by the health plan administrator when the person loses his/her coverage.

One particular guaranteed acceptance health insurance plan that we know of is HIPAA compliant. They reduced or eliminated this wait time if you have the certification of creditable coverage.

A guaranteed acceptance health insurance policy covers many aspects of medical attention, including inpatient, outpatient, doctor visits, and hospital visits.

Learn more about: Health Insurance For Preexisting Conditions

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